Position : Group General Manager and Country Head of the HSBC Group in India.

An Indian chartered accountant, Kidwai earned a Bachelors degree in Economics from Lady Shri Ram College for Women, Delhi University and an MBA from Harvard Business School. She was the first Indian woman to graduate from Harvard Business School.

From 1982-1994 she worked at ANZ Grindlays, where her assignments included Head of the Investment Bank , Head of Global NRI Services and Head of the Western India, Retail Bank. During 1994-2002, she worked at Morgan Stanley as Vice Chairman of JM Morgan Stanley and Head of the Investment Bank in India. At HSBC she has held positions as Chief Executive Officer and Deputy Chief Executive Officer of HSBC Bank in India and Managing Director and Managing Director of HSBC Securities and Capital Markets India Private Limited. She became the group's country head in 2009.
Her other positions include being a non-executive director on the board of Nestle SA, Chairman, City of London's Advisory Council for India, Global Advisor, Harvard Business School. She is on the Governing Board of NCAER, Audit Advisory Board of the Comproller and Auditor General of India, and on the National Executive Committee of CII and FICCI. Her interests include microfinance and livelihood creation for rural women and environment. Naina, also supports the world's largest youth driven organization - AIESEC as a National Advisory Board Member to AIESEC India.
Kidwai has repeatedly ranked in the Fortune global list of Top Women in Business, 12th in the Wall Street Journal 2006 Global Listing of Women to Watch ad listed by Time Magazine as one of their 15 Global Influentials 2002. In 2007, She received the Padma Shri, for her work in the promotion of Trade and Industry.